Are you a good spender or a train wreck like me? Take the quiz here:

http://moneycentral.msn.com/investor/calcs/n_spend/main.asp

I got this answer:

Your score is 30 out of a possible 100.
Based on your answers, you may have a credit management problem. Review your answers and compare them with the correct answers on this page. Consider reading some of the articles in MSN Money's Manage Debt area, such as “10 Strategies to Reduce Your Debt” and “Budget Your Way to Financial Freedom.” You also may want to use the Debt Evaluation Calculator.

Oh phooey. Now that just makes me want to shop again!

Your score is 20 out of a possible 100.
Based on your answers, you may have a credit management problem. Review your answers and compare them with the correct answers on this page. Consider reading some of the articles in MSN Money's Manage Debt area, such as “10 Strategies to Reduce Your Debt” and “Budget Your Way to Financial Freedom.” You also may want to use the Debt Evaluation Calculator.



Hmmm is that bad?

I knew I was a train wreck. Sadly this didn't used to be the case!

Your score is 15 out of a possible 100.
Based on your answers, you may have a credit management problem. Review your answers and compare them with the correct answers on this page. Consider reading some of the articles in MSN Money's Manage Debt area, such as “10 Strategies to Reduce Your Debt” and “Budget Your Way to Financial Freedom.” You also may want to use the Debt Evaluation Calculator.